Dog Expenses, Retirement Journey, Spending, Weekly Spending Update

June Spending: Week 4 update

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Every Monday during 2022, I am posting an update on what I spent for the week (variable spending only) as a way of keeping myself accountable for my impulse spending. Also, to see my true savings, I am tracking items I was tempted to buy but didn’t.

This week has been a pretty quiet week. The only ‘extras’ I have spent this week were a pool float for the pool and ice cream treats for the grandkids. Money well-spent if you ask me. 😉

What I spent from June 20 – 26:

  • Groceries/Eating out: $68.81
  • Pool float/Ice Cream: $41.00 (the ice cream was double the pool float!)
  • Mom: $53.00 (a new coffee pot)
  • Pet Meds: $221.85 (Heart meds and flea and tick for 12 months) RETURNED. Waiting for refund.

Total: $384.66

How was your week?

Retirement Journey, saving money, Using cash, Weekly Spending Update

Weekly Spending Update: The cost of playing the return game.

Every Monday during 2022, I am posting an update on what I spent for the week (variable spending only) as a way of keeping myself accountable for my impulse spending. Also, to see my true savings, I am tracking items I was tempted to buy but didn’t.

This week I ended up spending $60 in return fees with no products to show for it. UGH. The return refunds have yet to hit my bank account. It’s so frustrating, but I only have myself to blame. All items were purchased impulsively, with no real thought behind them. I failed to wait at least 24 hours before making the purchases, and I didn’t double-check the return policies.

I finally put some controls in place for online spending, and I’m hoping it curbs the ugly spending monster that still lives inside me. the impulsive spending.

Without further ado, my June 13 – 19th spending:

  • Groceries: $167.00 (Stock up from BJ’s)
  • Eating Out: $50 (lunch for Father’s Day)
  • Personal Care: $64.00 (Hair color from salon, sunscreen)
  • Home Maintenance: $229.20 (annual filters, broom)
  • Mom: $39.76 (dinner sent)
  • Spontaneous giving: $55.00
  • Weight Watchers: $42.95 (3 mos.)
  • Miscellaneous: $39.73 (books)
  • Gifts: $17.00 (Father’s Day)
  • Return fees: $60.00

Total: $764.64

Returns: ($40.12) (Phone case and charger)

Total: $724.52

I thought this week was a low-spend week until I totaled everything up. Almost $800?? The good news is that I won’t have to buy filters for a year, and I’m saving almost $250.00 by coloring my hair over the next two months instead of going to the salon. I guess it wasn’t too bad, except for the return fee. 😦

Here is a monthly recap of my spending for June so far:

Week 1: $1,660.73

Week 2: $321.13

Week 3: $724.52

Total variable spending: $2,706.38

That seems high for three weeks in a five-week month. I will need to slow way down on the spending if I want to meet some savings goals.

How was your week? How does my spending compare to yours? Please share!

Impulsive Spending, Retirement Journey, Spending, Weekly Spending Update

Weekly financial update.

Every Monday during 2022, I am posting an update on what I spent for the week (variable spending only) as a way of keeping myself accountable for my impulse spending. Also, to see my true savings, I am tracking items I was tempted to buy but didn’t.

Photo by Khanh Le on Pexels.com

This week I received the two wallets I ordered last week. The Fossil wallet arrived damaged, missing its’ strap. The Italian wallet came in the wrong color. I have already returned the Fossil wallet (free return), but unfortunately, Italy will charge me a return fee. I will lose $30. (Rest assured I will be taking extra caution before I purchase items from now on, especially with regard to their return policy.)

Wasting money these days actually hurts. In fact, as I evaluate this week’s spending, I’m disappointed that I ‘impulsed’ the tech purchase. I will be returning it, as I wasn’t paying attention to the details of the charger pod. My IPhone 11 is not ‘magsafe’, so the charger may not work as well. Returning items is such a hassle, as you have to wait several weeks before they credit your account. The by product of impulsivity, I suppose. 😦

Here is my spending for June 7 – June 13:

  • Eating Out: $78.09
  • Groceries: $157.00
  • Gas Fill Up: $64.60
  • Auggie: $6.00 (dog treats)
  • State inspection: $20.00
  • OTC meds: $5.00 (Vitamin D prescription)
  • Clothes: $103.89 (Replacement Tshirts, leggings)
  • Tech: $52.01 (phone case and charger pod)
  • Misc.: $59.04

Total: $545.63

RETURNS:

  • Fossil Wallet: ($79.50)
  • Italian Wallet: ($145.00)

Total Returns: ($224.50)

Total Spending: $321.13

With inflated prices everywhere, it’s more imperative now than ever to be extra vigilant in my everyday spending. I’m committed to keeping our retirement timeline, and every dollar saved is going to help. To that end, I’m giving myself a new challenge. For the month of JULY, I will be having a NO SPEND. Details to follow!

How was your week? Any wins? Losses? Please share!