Every Monday during 2022, I am posting an update on what I spent for the week (variable spending only) as a way of keeping myself accountable for my impulse spending. Also, to see my true savings, I am tracking items I was tempted to buy but didn’t.
(I thought I would post this a day early)
June is in the books, as well as the first half of 2022. It’s hard to believe how fast this year is going, and also how slow. (I’m anxious, for many reasons, for this year to be over!).
This week’s spending is rather high, mainly because of gift-giving. I was late in getting wedding cards out (to weddings we didn’t attend) and a family friend’s baby. I decided to just get it down all in one fell swoop. Ouch. I also filled up my gas tank on the 30th, and both categories felt a bit like ‘cheating’ before going into July’s challenge, but I wanted to be fully transparent.
Here is the spending for June 27 – 30th:
- Groceries: $121.31
- Eating out: $45.00
- Personal Care: $7.00
- Gifts: $506.00! (2 family birthdays, two weddings, and a baby shower!)
- Gas: $41.65
Total: $720.96
June’s recap of spending by week:
- June 1-6: $1,660.73
- June 7-13: $321.13
- June 14-19: $724.52
- June 20-26: $384.66
- June 27-30: $720.96
Total Spending for June: $3,812.00.
Not the best month, but pretty consistent with my average spending. Hopefully, I can whittle that down to at least half going forward.
JOURNEY TO RETIREMENT 
We are still finishing the house$$. We also took our siblings on a trip to celebrate our 40th anniversary. So, yes, June was a bust. It was well saved for, but it took almost every saved penny.
July sees my oldest coming here with her kiddos. Lots of miles in seeing The area. I will also fly to see my Mom next week (I call these three day jaunts $1000 visits.) I try to do those quarterly. Since she moved into a house- out of her apartment- hotel nights are now included. I have found Turo to be the best way to rent a car.
We are considering getting an Airbnb in Maryland for Dec and part of Jan. I need to save for that deposit.
I go on Medicare in three months. That will, actually, increase my health care costs. Fortunately, I will be getting my HUGE teacher pension at the same time. That whooping $302 a month should pay the Medicare. Fingers crossed.
One step at a time.
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Isn’t it crazy how going on Medicare costs more?? We are a sad nation as far as healthcare. It’s just horrible. I’m visiting my Mom now, she still lives in a house and we come to help out. She’s 5 hours away, so not really convenient, but we try to come as much as we can. It sounds like you have everything under control — and yes, hopefully your HUGE pension should help out. 😉
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